By Firstdespatch Desk May 09, 2025
Agartala, May 9 (FD) Tripura Gramin Bank, a key regional rural bank headquartered in Agartala, has reported a robust 13.60% growth in its total business for the financial year 2024–25. At a press conference held on Friday, Chairman Satyendra Singh and General Manager Anup Kumar Saha shared the bank’s performance highlights.
Established on December 21, 1976, the bank is jointly owned by the Government of India (50%), Punjab National Bank (35%), and the Government of Tripura (15%). It operates across all eight districts of the state through a network of 150 branches, 12 Ultra Small Branches (USBs), and three regional offices located in Agartala, Udaipur, and Kailashahar.
As of March 31, 2025, the bank’s total business stood at ₹14,085.14 crore, up from ₹12,398.55 crore in the previous financial year. Deposits rose by 14.38%, increasing from ₹8,800.81 crore to ₹10,066.00 crore. However, the Credit-Deposit (CD) ratio saw a marginal decline from 40.88% to 39.93%, indicating a cautious lending approach.
Additionally, the bank earned ₹1.75 crore through commissions from the sale of third-party financial products, including offerings from PNB MetLife, Bajaj, Canara, HSBC, and Care Insurance. This marked a strong boost in its non-interest income, showcasing the bank’s efforts to diversify revenue streams.
Tripura Gramin Bank’s performance reflects its continued focus on financial inclusion, sustainable growth, and improved customer outreach across rural Tripura. FD SB JK